We prioritize your financial health and tax concerns. Utilize Spruce mobile banking app and Emerald Card® options for your convenience. Bank products offered by Pathward®, N.A., Member FDIC.
Automatically categorizes your transactions.
With Spruce, you can get your federal tax refund up to 6 days early.
Get paid up to 2 days early with direct deposit.
Score cash back rewards at 10,000+ participating retailers.
Spruce, the fintech platform developed by H&R Block, is not a bank. The Spruce℠ Spending and Savings Accounts, along with the debit card, are provided by Pathward®, N.A., Member FDIC, under license from Mastercard®. The H&R Block Emerald Prepaid Mastercard® is also issued by Pathward®, N.A., Member FDIC, under license from Mastercard. Additional fees and terms apply; refer to your Cardholder Agreement for details. ©2023 HRB Tax Group, Inc.
Apple and the Apple Logo are registered trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Message and data rates may apply.
Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary. Check the Spruce app for availability. Cash back earned will be deposited into your Spruce Savings Account. See Spruce Rewards powered by Dosh Terms for details.
Early access to funds depends on payment submission timing and is generally available when payment instruction is received, possibly earlier than the scheduled payment date. This does not affect IRS refund processing speed and is based on when the IRS’s payment file is received. This service is only for federal refunds and may be modified or discontinued at any time.
